Fuel your growth. Manage cash flow. Invest in the future. With CellSmart Capital, our small business financing solution, the possibilities are endless. Email capital@cellsmartpos.com to learn more about this flexible financing option designed for your success.
Pre-approved capital funding offer based on previous sales history
CellSmart Capital makes small business funding simple by providing a custom pre-approved capital offer to fuel eligible businesses. No credit check, collateral, or ongoing interest.
No-fuss, automatic repayment
Adding Capital shouldn't also add stress.
With CellSmart Capital, invest in your business and a fixed percentage of your daily sales automatically goes towards repaying it.
Repay on Fixed Percentage
Payments based on a fixed percentage, so you pay less when seasonal lows come around, and a little more when business is booming
Supercharge Your Store
Once approved, fuel your next big idea by using your capital to invest in a store remodel, inventory, payroll, marketing or expanding to new locations
Next-Day Funding
Your business moves quickly, which is why our transfers can be in your bank account as soon as the next business day. Giving you access to capital, fast.
Frequently asked questions
Why is CellSmart giving access to capital?
We believe that our merchants should have easier access to capital to grow their businesses. With CellSmart Capital, we hope to enable you to run your business all from one place, with a fast, trusted way to unlock and power your growth potential.
Which financial institution provides the funding for CellSmart Capital?
CellSmart has partnered with Parafin to give access to funds to CellSmart users. Parafin is a financial technology company focused on supporting businesses. To power Flex Loans, Parafin partners with Celtic Bank, a financial institution.
Who is eligible for CellSmart Capital?
Eligibility is based on your business performance on the CellSmart platform. We perform regular checks to determine if your business is eligible. Once eligible, a CellSmart Capital funding pre-approved offer will become available to you, automatically, and you’ll be notified via email.
How are pre-approved offers determined?
Parafin’s eligibility criteria includes multiple business performance factors in order to determine the best pre-approved offer available to your business. Increasing your sales, and maintaining consistent sales over time, will help increase your chances of getting a pre-approved offer.
